Articles - ZD

Advisory Articles

Empowering Family Businesses in Malta: Incentives and Support Schemes

Family Businesses are the backbone of Malta’s economy, representing over 70% of Small and Medium-sized…

Kyle Portanier4th November 2024

Articles Digital Consulting

Digital Transformation Strategies: Paving the Way for Continuous Value Creation

By now, you’ve surely heard that digital transformation initiatives are a critical component for businesses…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier23rd October 2024

Articles ESG

A Guide to the Sustainable Finance Disclosure Regulation

Goal of the Sustainable Finance Disclosure Regulation (SFDR) The primary goal of the SFDR is…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier18th October 2024

Advisory Articles

New EU Funding Schemes

On 1st June 2023, the Measures and Support Division launched 4 new Grant Schemes falling…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier7th October 2024

Articles VAT Yachting

Understanding the notion of ‘VAT Paid Status’ of a luxury asset

The term ‘VAT paid status’ frequently appears in discussions surrounding luxury assets, especially high-value goods…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier12th September 2024

Articles Digital Consulting

Culture is Crucial – Driving Digital Transformation

In this everchanging digital landscape, emphasis often lies on technology and its implementation. However, an…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier22nd August 2024

Articles ESG

SFDR Compliance: Meeting EU Disclosure Requirements for Sustainable Finance

The European Union’s (EU) Sustainable Finance Disclosure Regulation (SFDR), which became mandatory in March 2021,…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier6th August 2024

Articles ESG

EU ESG Regulation: Navigating Compliance with Sustainable Growth

In recent years, the European Union (EU) has been promoting sustainable practices and combating climate…

<img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' data-src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' data-srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo lazyload' height='70' width='70' loading='lazy' decoding='async' src='data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' style='--smush-placeholder-width: 70px; --smush-placeholder-aspect-ratio: 70/70;' /><noscript><img alt='Kyle Portanier' src='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=70&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/f49ed066d953ee1b2ffa7b5d60ef1ff4?s=140&d=mm&r=g 2x' class='avatar avatar-70 photo' height='70' width='70' loading='lazy' decoding='async'/>

Kyle Portanier6th August 2024